Discuss the need for hospital and physician professional liability coverage (malpractice insurance) in American health care today.

For this assignment, you are asked to prepare a reflection paper on the topic of the unit lesson. Discuss the need for hospital and physician professional liability coverage (malpractice insurance) in American health care today. Make sure to cover the following points:
Why is malpractice coverage so extremely expensive today?
Do you feel that the need for liability insurance adds to or detracts from the patient care that is provided?